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The Pros and Cons of Renting Furnished vs Unfurnished Properties

Property   |   January 3, 2024   |   Wright & Co Estate Agents


When searching for a property to rent, one of the key decisions you’ll face is choosing between a furnished or an unfurnished home. Renting has become an increasingly popular option due to its flexibility and lower upfront costs compared to buying a house. It gives you the freedom to move around and try living in different places if you’re not yet ready to commit to one location. 

Both furnished and unfurnished rental properties offer distinct advantages and disadvantages, and understanding these differences is crucial in making a choice that aligns with your lifestyle, financial situation and personal preferences. Below, we have delved into the pros and cons of renting furnished and unfurnished properties, providing insights to guide you in this important decision. Whether you’re a first-time renter or considering a change, knowing what each option entails will help you find a new living space that feels like home.

Pros of Renting Furnished Properties

A furnished rental property will come with everything you need, from white goods to sofas and beds. It enables you to move straight into the property with ease, which can be particularly appealing in certain circumstances;

  • Convenience – Furnished properties offer unparalleled convenience, especially for short-term renters, like students or those who move frequently. You won’t have to worry about the hassle of buying and moving furniture.


  • Cost-Efficiency in the Short Term – Renting a furnished property can be more cost-effective than purchasing new furniture. You can save a lot of money up-front and you won’t have the cost of moving furniture later either. 


  • Move-In Ready – As touched on above, furnished properties are often ready to move into immediately. This can save you a lot of time and effort when creating a welcoming living space and turning a house into a home. 

Cons of Renting Furnished Properties

While they are convenient, furnished properties come with their own set of challenges that you need to consider; 

  • Higher Rent – Generally speaking, furnished properties will cost more each month in rent. The added convenience of having a fully furnished home comes at a price, which might impact your budget.


  • Risk of Damages – When furniture is included in a rental property, there’s an increased risk of something getting damaged during your time living there. This, in turn, can result in you losing part of your deposit to cover these costs.


  • Lack of Personalisation – Furnished properties may lack the personal touch some renters are looking for. When all of the furniture is already in the house, you’re limited in how much you can make the space feel like your own.

Pros of Renting Unfurnished Properties

Unfurnished properties offer several benefits to renters and they give you the freedom to create a home that you enjoy spending time in. This is the preferred option for lots of families for reasons such as; 

  • Make the Home Your Own – An unfurnished property is a blank canvas. You have the freedom to furnish your space according to your taste and preferences, and you can ensure you have everything you need. 


  • Potential for Lower Rent – Unfurnished properties can be more affordable when compared to furnished ones. This can be financially beneficial in the long term and the amount you save each month can make a big difference.


  • Long-Term Investment – Buying your own furniture is a long-term investment. Whether or not you plan to stay in one place for a while, you can take your furniture wherever you go next and it can be more cost-effective over time.

Cons of Renting Unfurnished Properties

Choosing an unfurnished property does have some downsides and you need to think about the initial investment involved in setting up your home;

  • Initial Costs – While renting can save you money upfront when compared to buying, you may still need savings to purchase new furniture. The initial outlay for furniture can be significant, especially if you don’t have any to take with you. 


  • Responsibility for Moving – When moving out, you’ll need to consider the logistics and costs of moving your furniture. If you can’t take your furniture with you, you may need to sell it, which can be time-consuming.


  • Time and Effort in Setup – Making an unfurnished property feel like a home takes time and effort. It may involve multiple shopping trips, flat-pack assembly and furniture arrangement before your new place feels like your own.

Comparing Property to Rent in Hertfordshire

Deciding which type of property to rent depends on various factors, including your budget, lifestyle and personal preferences. Furnished properties offer convenience and are ideal for short-term stays, while unfurnished properties are more suited for those looking to settle down and personalise their new living space. Remember, the right choice varies from person to person and it’s all about what works best for you in your current situation. 

At Wright & Co, we understand the importance of finding a home that fits your needs. Our extensive listings of properties to rent in Hertfordshire include both furnished and unfurnished options to suit a variety of preferences. No matter what you have in mind for your new home, we can help you narrow down the market and find the perfect property to rent. Our team can provide end-to-end support and make the renting process as hassle-free as possible. 


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